_Poor Richard_


_Courteous and kind Reader,_

This is the fifth Time I have appear'd in Publick, chalking out the future Year for my honest Countrymen, and foretelling what shall, and what may, and what may not come to pass; in which I have the Pleasure to find that I have given general Satisfaction. Indeed, among the Multitude of our astrological Predictions, 'tis no wonder if some few fail; for, without any Defect in the Art itself, 'tis well known that a small Error, a single wrong Figure overseen in a Calculation, may occasion great Mistakes: But however we Almanack-makers may _miss it_ in other Things, I believe it will be generally allow'd _That we always hit the Day of the Month_, and that I suppose is esteem'd one of the most useful Things in an Almanack.

As to the Weather, if I were to fall into the Method my Brother _J ----- n _ sometimes uses, and tell you, _Snow here or in New England, -- Rain here or in South-Carolina, -- Cold to the Northward, -- Warm to the Southward_, and the like, whatever Errors I might commit, I should be something more secure of not being detected in them: But I consider, it will be of no Service to any body to know what Weather it is 1000 miles off, and therefore I always set down positively what Weather my Reader will have, be he where he will at the time. We modestly desire only the favourable Allowance of _a day or two before_ and _a day or two after_ the precise Day against which the Weather is set; and if it does not come to pass accordingly, let the Fault be laid upon the Printer, who, 'tis very like, may have transpos'd or misplac'd it, perhaps for the Conveniency of putting in his Holidays: And since, in spight of all I can say, People will give him great part of the Credit of making my Almanacks, 'tis but reasonable he should take some share of the Blame.

I must not omit here to thank the Publick for the gracious and kind Encouragement they have hitherto given me: But if the generous Purchaser of my Labours could see how often his _Fi'-pence_ helps to light up the comfortable Fire, line the Pot, fill the Cup and make glad the Heart of a poor Man and an honest good old Woman, he would not think his Money ill laid out, tho' the Almanack of his were one half blank Paper.

_Friend and Servant R. SAUNDERS_


HINTS for those that would be Rich.

The Use of Money is all the Advantage there is in having Money.

For 6 _l._ a Year, you may have the Use of 100 _l._ if you are a Man of known Prudence and Honesty.

He that spends a Groat a day idly, spends idly above 6 _l._ a year, which is the Price of using 100 _l._

He that wastes idly a Groat's worth of his Time per Day, one Day with another, wastes the Privilege of using 100 _l._ each Day.

He that idly loses 5 _s._ worth of time, loses 5 _s._ & might as prudently throw 5 _s._ in the River.

He that loses 5 _s._ not only loses that Sum, but all the Advantage that might be made by turning it in Dealing, which by the time that a young Man becomes old, amounts to a comfortable Bag of Mony.

_Again_, He that sells upon Credit, asks a Price for what he sells, equivalent to the Principal and Interest of his Money for the Time he is like to be kept out of it: therefore

He that buys upon Credit, pays Interest for what he buys.

And he that pays ready Money, might let that Money out to Use: so that

He that possesses any Thing he has bought, pays Interest for the Use of it.

_Consider then_, when you are tempted to buy any unnecessary Housholdstuff, or any superfluous thing, whether you will be willing to pay _Interest, _and Interest upon Interest_ for it as long as you live; and more if it grows worse by using.

_Yet, in buying Goods, 'tis best to pay ready Money, because,_

He that sells upon Credit, expects to lose 5 _per Cent._ by bad Debts; therefore he charges, on all he sells upon Credit, an Advance that shall make up that Deficiency.

Those who pay for what they buy upon Credit, pay their Share of this Advance.

He that pays ready Money, escapes or may escape that Charge.

_A Penny sav'd is Twopence clear, A Pin a day is a Groat a Year. Save & have. Every little makes a mickle._


The greatest monarch on the proudest throne, is oblig'd to sit upon his own arse.

The Master-piece of Man, is to live to the purpose.

He that steals the old man's supper, do's him no wrong.

A countryman between 2 Lawyers, is like a fish between two cats.

He that can take rest is greater than he that can take cities.

The misers cheese is wholesomest.

Felix quem, _&c._

Love & lordship hate companions.

The nearest way to come at glory, is to do that for conscience which we do for glory.

There is much money given to be laught at, though the purchasers don't know it; witness _A's_ fine horse, & _B's_ fine house.

He that can compose himself, is wiser than he that composes books.

_Poor Dick_, eats like a well man, and drinks like a sick.

After crosses and losses men grow humbler & wiser.

Love, Cough, & a Smoke, can't well be hid.

Well done is better than well said.

Fine linnen, girls and gold so bright,

Chuse not to take by candle-light.

He that can travel well afoot, keeps a good horse.

There are no ugly Loves, nor handsome Prisons.

No better relation than a prudent & faithful Friend.

A Traveller should have a hog's nose, deer's legs, and an ass's back.

At the working man's house hunger looks in but dares not enter.

A good Lawyer a bad Neighbour.

Certainlie these things agree,

The Priest, the Lawyer, & Death all three:

Death takes both the weak and the strong.

The lawyer takes from both right and wrong,

And the priest from living and dead has his Fee.

The worst wheel of the cart makes the most noise.

Don't misinform your Doctor nor your Lawyer.

I never saw an oft-transplanted tree,

Nor yet an oft-removed family,

That throve so well as those that settled be.

Let the Letter stay for the Post, and not the Post for the Letter.

Three good meals a day is bad living.

Tis better leave for an enemy at one's death, than beg of a friend in one's life.

To whom thy secret thou dost tell,

To him thy freedom thou dost sell.

If you'd have a Servant that you like, serve your self.

He that pursues two Hares at once, does not catch one and lets t'other go.

If you want a neat wife, chuse her on a Saturday.

If you have time dont wait for time.

Tell a miser he's rich, and a woman she's old, you'll get no money of one, nor kindness of t'other.

Don't go to the doctor with every distemper, nor to the lawyer with every quarrel, nor to the pot for every thirst.

The Creditors are a superstitious sect, great observers of set days and times.

The noblest question in the world is _What Good may I do in it?_

Nec sibi, sed toto, genitum se credere mundo.

Nothing so popular as GOODNESS.